A credit card can be really helpful when you need to make a big payment but don’t want to pay the entire amount immediately. Many banks and credit card companies also give you the option to convert a large purchase or your outstanding credit card bill into EMI (Equated Monthly Instalments). At first, EMI sounds quite … Read more
If you are working, have a Fixed Deposit (FD), or earn interest from your bank account, you may have heard about TDS. Sometimes, the salary you receive is slightly lower than expected because an amount has been deducted under TDS. Similarly, banks may also deduct TDS from certain types of interest income. But what exactly is … Read more
Digital banking has made life much easier. Today, we can send money, pay bills, shop online and check our bank balance with just a few taps on a smartphone. UPI and mobile banking have become a part of everyday life for millions of people. But there is another side to this convenience. As digital payments … Read more
For most salaried employees, income tax is something they only start thinking about when the financial year is coming to an end. That is usually when people start checking their Form 16, looking at TDS and wondering whether they could have saved more tax. But understanding the basics earlier can make things much easier. The … Read more
Whenever gold is mentioned in India, the first things that come to mind are jewellery, weddings, and festivals. However, gold is no longer limited to jewellery. Many people also include gold in their investment portfolios. Gold prices have seen significant movement in 2026. Prices are currently at high levels, which has led to a common … Read more
The government has made an important change to the EPFO wage ceiling in 2026. The wage ceiling for mandatory EPFO coverage has been increased from ₹15,000 to ₹25,000 per month. The new limit is effective from September 17, 2026. According to the government, this change could bring more than 51 lakh additional employees under EPFO … Read more
Imagine opening your bank app one morning and suddenly discovering that you can’t transfer money from your account. You try again. Nothing happens. You check your balance and the money is still there, but you can’t use it normally. When you contact the bank, you are told that a transaction has been flagged as suspicious. … Read more
For a long time, credit cards were an easy way to get something extra from money you were already spending. You bought groceries, booked flights, paid bills or ordered something online, and the bank gave you cashback or reward points in return. Airport lounge access made premium cards even more attractive. For frequent travellers, getting … Read more
Today, UPI has become a part of our everyday life. Whether it is buying something from a local shop, shopping online, or sending money to a friend, most people use UPI for payments. You simply scan a QR code and the payment is done within seconds. Now, a new change related to UPI is making … Read more
There has been a lot of discussion around RBI interest rates these days. The main reasons behind this are rising inflation, expensive crude oil, and pressure on the Indian rupee. This has raised an important question: Could the RBI increase the repo rate in the coming months? So far, the RBI has not announced any … Read more