Last Updated: 19.09.2025
Please read these Terms and Conditions (“Terms”) carefully before using the https://smartfinanceindia.com/ website operated by smartfinanceindia(“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Service.
1. Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of SmartFinanceIndia.com and its licensors. The Service is protected by copyright, trademark, and other laws of both India and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of SmartFinanceIndia.com.
2. User Accounts
When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.
You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
3. Links To Other Web Sites
Our Service may contain links to third-party websites or services that are not owned or controlled by SmartFinanceIndia.com.
SmartFinanceIndia.com has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that SmartFinanceIndia.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
4. Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease.
5. Limitation of Liability
In no event shall SmartFinanceIndia.com, nor its owners, directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
(i) your access to or use of or inability to access or use the Service;
(ii) any conduct or content of any third party on the Service;
(iii) any content obtained from the Service; and
(iv) unauthorized access, use, or alteration of your transmissions or content,
whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
6. Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
SmartFinanceIndia.com, its subsidiaries, affiliates, and its licensors do not warrant that:
a) the Service will function uninterrupted, secure, or available at any particular time or location;
b) any errors or defects will be corrected;
c) the Service is free of viruses or other harmful components; or
d) the results of using the Service will meet your requirements.
Financial Disclaimer: The information provided on SmartFinanceIndia.com is for general informational and educational purposes only. It is not financial advice. You should consult with a qualified financial advisor before making any financial decisions. We are not responsible for any investment decisions made based on the content of this website.
7. Governing Law
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. The courts located in [Your City, State, e.g., New Delhi, NCT of Delhi] shall have exclusive jurisdiction over any disputes arising out of or relating to these Terms or your use of the Service.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
8. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
9. Indemnification
You agree to defend, indemnify, and hold harmless SmartFinanceIndia.com and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of:
a) your use and access of the Service,
b) a breach of these Terms, or
c) Content posted on the Service.
10. Contact Us
If you have any questions about these Terms, please contact us at:
Email: alamimtiyaz4748gmail-com