Faiyaz alam

Saving money is one of those things we all know we should do, but actually doing it every month can be difficult. At the beginning of the month, you may decide that you’ll save a good amount from your salary or pocket money. But then the usual expenses start coming in. Bills, food, shopping, travel, … Read more

When you apply for a personal loan, one of the first things lenders may check is your CIBIL score. This three-digit number gives lenders an idea of how responsibly you have handled credit in the past. A higher score generally indicates a stronger credit history and may improve your chances of getting a personal loan … Read more

Taking a home loan can make buying a property more affordable, but a long repayment tenure can also result in a significant amount of interest over time. One way borrowers can potentially reduce their total interest cost is through home loan prepayment. Home loan prepayment means paying an additional amount toward your outstanding loan principal … Read more

Have you ever checked your credit score and thought, “Why is my score not higher?” If you’ve ever applied for a credit card, personal loan, car loan, or home loan, you have probably come across the term credit score. It may look like just a three-digit number, but it can play an important role when you apply … Read more

When people start thinking seriously about saving money, one question usually comes up: Where should I put my savings for the long term? There are hundreds of investment options available today. You will hear about stocks, mutual funds, fixed deposits, gold, insurance plans and many other products. For someone who is just starting out, all of … Read more

Managing money is one of those things that sounds easy until you actually have to do it. You get paid, take care of your bills, buy groceries, maybe order food a few times, make a couple of online purchases, and suddenly you are checking your bank balance and wondering where the money went. If this … Read more

India’s payment system has changed dramatically over the last few years. There was a time when cash was the preferred way to pay for almost everything. Today, however, digital payments have become a normal part of everyday life. From paying for groceries to sending money to friends, UPI has made digital payments incredibly simple. A … Read more

A credit card can be really helpful when you need to make a big payment but don’t want to pay the entire amount immediately. Many banks and credit card companies also give you the option to convert a large purchase or your outstanding credit card bill into EMI (Equated Monthly Instalments). At first, EMI sounds quite … Read more